Insurance guidance for Naperville families and businesses.
Steve Ballina Agency helps you protect your home, vehicles, business, health, and future with coverage tailored to your needs and budget.
Coverage for every part of your life.
No matter your season or situation in life, we offer coverage to fit your needs.
Personal Insurance
Protect your home, vehicles, valuables, and everyday life.
- Homeowners
- Auto
- Renters
- Umbrella
- Recreational
Business Insurance
Coverage options for local companies, contractors, and employers.
- Business owner's policies
- Workers compensation
- Commercial vehicles
- Special events
Health & Medicare
Guidance for individuals, families, groups, and Medicare planning.
- Individual health
- Group health
- Medicare
Life & Future Planning
Help protect the people and plans that matter most.
- Life insurance
- Long-term care
- Future planning
Local service. Straight answers. Coverage that fits.
Your coverage should match your life, business, family, and budget.
You get guidance instead of guessing through coverage alone.
Need help with changes, questions, renewals, or claims? Call a real local person.
Meet your local insurance team.
Steve Ballina
President Insurance Broker
Ashley Ammons
Insurance Broker
Trusted by clients from all over the nation.
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Independent local agencyVisit Steve Ballina Agency in Naperville.
Local insurance help for families, individuals, and businesses throughout Naperville and surrounding Illinois communities.
Steve Ballina Agency Inc.
Address:
710 E Ogden Ave, Suite 500A
Naperville, IL 60563
Phone:
(630) 548-4848
Email:
steve.sbagency@gmail.com
Hours:
Monday–Friday: 9:00 AM–5:00 PM
Saturday: Call for hours
Sunday: Closed
Frequently Asked Questions
Find answers to some of the most common insurance questions.
What types of insurance do you offer?
We provide a full range of personal and commercial insurance solutions, including homeowners, auto, renters, landlord, business liability, workers’ compensation, commercial property, Medicare, and both individual/family and group health insurance options. Our team helps you choose the right protection based on your needs.
How do I get a quote?
You can request a quote online, by email, or by calling and speaking directly with one of our licensed agents. We compare multiple carriers to find the best combination of coverage and price.
What insurance company do you work for?
We're an independent insurance agency, which means we're not tied to just one carrier. Instead of offering only a single company's products, we partner with a wide range of reputable insurance companies. This gives us the flexibility to compare coverage options, pricing, and underwriting guidelines across multiple markets.
Being independent allows us to act as your broker—we work for you, not the insurance company. Our job is to shop the market, identify the carrier that best fits your needs, and secure the most competitive premium without sacrificing protection.
In short: You get more choices, better coverage options, and a team that's focused solely on finding the right fit for you.
Do I need renters insurance if my landlord has insurance?
Yes. A landlord's policy only covers the building—not your personal belongings or liability. Renters insurance protects your property and provides liability coverage if someone is injured in your unit.
What is a deductible?
A deductible is the amount you pay out of pocket before your insurance coverage applies. Choosing a higher deductible can lower your premium, but increases your financial responsibility in a claim.
How do I know what type of insurance policy I need?
The type of insurance you need depends on what you're trying to protect—your home, your car, your business, your income, or your liability exposure.
- What you own: Homes, vehicles, equipment, inventory, and personal belongings all need different types of protection.
- What risks you face: Every person and business has unique exposures—property damage, lawsuits, injuries, cyber risks, or business interruption.
- What requirements apply to you: Lenders, landlords, state agencies, and business contracts often require specific insurance policies or limits.
Our team helps you identify your risks, compare coverage options, and choose the policy that fits your situation and budget. You don't have to figure it out alone—we walk you through everything so you feel confident and protected.
Ready to review your coverage?
Request a quote, ask a question, or call the Steve Ballina Agency team today.